Investments

If you're like many Americans over the age of 55, you've probably had money taken out of your paychecks for years and years in order to purchase U. S. savings bonds. Those bonds are probably sitting in a safe deposit box at your local bank or in a drawer safely tucked away at home. But, while you might know where those bonds are right now, do you have any idea how much they are actually worth?

Bank Of America Investment It seems to be a fact of life that World War II-era Americans purchased U. S. savings bonds for any number of reasons. First, it was the patriotic thing to do. America needed the money to support the war effort and Americans were more than willing to lend their support. Second, it was an excellent way to save for retirement, or for a child's education, or for any other reason. Third, the interest paid on U. S. savings bonds was competitive and the income taxes were deferred until the bonds were actually cashed in.

Always compare your rate of return versus the rate available through federal savings bonds or other low risk investments.

Investment Opportunity For some reason, though, many of the U. S. savings bonds that were sold never did get cashed in until after the owner's death. Then, a family member would discover them and wonder how much they were actually worth.

However, if you bought or sold any investments during the year, or if you had any of the many types of investments that followed special rules, including mutual funds, free municipal bonds or bond funds, U.S. Savings Bonds, OID interest, nominee interest, amortizable bond premiums, accrued interest, foreign investments, or income from partnerships, corporations, trusts, or estates, your situation will be a little more complicated. In this section, we'

Banc Of America Investment Of course, if you're in that situation today, you could take the bonds to your local bank and have them figure it out. But, there is another way to get the information. The Bureau of the Public Debt, Department of the Treasury, has a web site that provides all that information, including a calculator with instructions so that you can figure out how much your bonds are worth today - and you can do it all by yourself.

The value of an asset at the conclusion of a lease. Return on Investment also known as ROI The return per dollar of investment used to measure the efficiency with which capital resources are employed. Revenue Bonds Revenue bonds are issued to finance a specific revenue generating project. Revenue bonds may be backed by an insurer but are typically secured solely by the revenue generated through the project for which they are issued. For instance, a bond could be issued to retrofit an old building with new energy saving technologies such as windows, lights, or heating systems. Energy cost savings would then be used to pay back the bond issue. However, if the bond was not insured and energy savings were not realized the bond would default.

Banking Investment So, if you have any questions about your savings bonds, go to http://www.publicdebt.treas.gov/. And don't forget to bookmark the site for future reference.

Your family' What is the total value of your investments including all savings, retirement funds, RRSPs, stocks, bonds or other holdings What is the total value of your existing life insurance policies including any group coverage through work

Investment Solution Strategic Attorney Michael Pancheri is the founder and CEO of the Living Trust Network. You may contact him directly by email at info@livingtrustnetwork.com. You may also contact at the Living Trust Network's web site. Its URL is http://www.livingtrustnetwork.com

Win 000 of Premium Bonds! Premium Bonds are an investment where, instead of interest payments, free prizes. When someone invests in Premium Bonds they are allocated a series of numbers, one for each invested. The minimum purchase is 00 (or 0 when you buy by monthly standing order), which provides 100 Bond numbers and, therefore, 100 chances of winning a prize. Lost Don't worry about it; it's basically a great way of investing money to create savings!

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